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Usury represents a transaction where profit is extracted from vulnerability. Biblically, this is condemned because it creates imbalance and injustice. It benefits one party while trapping the other.
Unequal exchange damages social structure. It turns assistance into exploitation and relationship into leverage. Scripture defends dignity over profit.
God’s concern is not against gain, but against gain achieved through oppression. Financial systems must preserve fairness to maintain stability.
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Usury ultimately destroys trust and deepens inequality.